Disclosure

The one-line version, up front

Yuanbao Academy contains promotional links. When you sign up and use Binance or OKX through our links and invite codes, a fee benefit may be available under the platform's current terms, and we may earn a referral commission. Any commission is paid by the exchange and does not add a separate charge to you.

How we keep the lights on

This site has no ad slots, and we don't sell courses or sneak in side deals. What keeps it running (the domain, the server, the time spent writing) comes mainly from one source: exchange referral commissions. When you sign up with our invite code and trade, the exchange — under its own referral program — returns a portion of the fees you pay to us as a referral commission. This is a common way content sites like ours stay funded, and one we're happy to tell you about plainly.

Our invite codes

• Binance: invite code BNB2628
• OKX: invite code OK2628

Enter the matching invite code when you sign up and you can usually get whatever fee discount the exchange is offering (the exact rate and validity follow the exchange's own promotion page). We only ever use these two codes — we won't show you different codes on different pages.

Does it affect how we cover risk

This is the point we most want to make clear. Earning a referral commission does mean we benefit when you sign up — which is all the more reason to read our content with a healthy dose of skepticism. What we can do is keep the rules out in the open:

• We don't skip a single risk that matters. For every product type we spell out the worst case, the lack of principal protection, and the possibility of losing your principal, before we talk about APY. Coaxing people in helps no one.
• We don't promise returns or push you to go big. We say over and over: only use a small amount you can afford to lose, only earn yield you can explain. That's the opposite of 'the harder you push in, the more I make.'
• We don't hype the platforms or impersonate the official ones. We won't say Binance or OKX is 'absolutely safe,' and we never pose as their official channels. Promotional sign-up links retained in selected practical guides go directly to the exchange's official site and are clearly marked.

In the end, whether you can trust us comes down to whether the articles themselves cover the risks thoroughly. That's for you to judge.

How links are labeled and routed

Promotional sign-up links are retained only in selected Binance Simple Earn and OKX Earn practical guides. They carry the matching invite code, go directly to the exchange's official site, and open in a new tab. Ordinary articles, home pages, and tools do not contain promotional sign-up links, and we do not disguise them as plain content links.

Our advice to you

Whether you use our invite code is entirely your choice, and skipping the discount doesn't affect your normal use of an exchange. But remember: which exchange to join, how much money to put in, and which products to buy are all decisions you should make for yourself. Everything on this site is for educational reference only and is not investment advice. Before you act, read through our risk disclaimer.

Last updated: 2026-06-07