This site contains promotional links · Use invite code BNB2628 at Binance or OK2628 at OKX for possible fee benefits, subject to current platform terms · Full disclosure
Yuanbao Academy

Crypto earn, explained · steady yield over hype

All articles

From the basics of the five yield product types, to step-by-step walkthroughs for Binance and OKX, to deeper looks at Dual Investment, staking and Launchpool. Not sure where to start? Begin with the first basics piece.

Binance sign-up and account opening guide, cover image
Account setup · hands-on

Binance sign-up guide: opening an account that can actually earn

Earning starts with an account. What to have ready, which step the invite code goes in, how to shoot ID photos that don't get rejected, and the three security settings long-term holders especially shouldn't skip.

Bao Shu2026-08-20
Binance and OKX earn product range comparison, cover image
Compare

Binance vs OKX: which Earn fits you better

One table comparing product range, learning curve, minimums and coin count. Binance is the widest, OKX is easy to start — the conclusion: open both and spread out.

Bao Shu2026-06-07
Why the highest-APY pools deserve the most caution, cover image
Risk control

Why the highest-APY pools deserve the most caution

A 1000% APY is not a free lunch. We break down the four playbooks behind sky-high yields, and use one question — where does the yield come from — to filter out most of the traps.

Bao Shu2026-06-07
The difference between APY and APR, cover image
Terms

APY vs APR: what's the actual difference

One compounds, one doesn't — how big a gap can that be? Two minutes to understand the two yield-rate terms people most often mix up.

Bao Shu2026-06-07
BINANCE · INVITE CODE
BNB2628

Type it into the invite-code field on the exchange's own sign-up page. Whether a fee benefit applies, and how much, follows that exchange's current terms and your own account page. This site is independently run and is not the exchange's official site.

OKX · INVITE CODE
OK2628

Type it into the invite-code field on the exchange's own sign-up page. Whether a fee benefit applies, and how much, follows that exchange's current terms and your own account page. This site is independently run and is not the exchange's official site.